Estate Planning in Reading, PA

If you were hurt in a crash on Route 422, the West Shore Bypass, or anywhere in Berks County, Koch & Koch is ready to help. A locally rooted law firm serving Reading, PA, since 1981, Koch & Koch offers experienced auto accident attorney representation for injured drivers and passengers throughout the greater Reading area. Call (610) 378-9002 today to schedule a free consultation.


Pennsylvania auto accident cases involve complex insurance rules, strict deadlines, and insurance companies that move quickly to protect their own interests. Having an auto accident attorney in Reading, PA, on your side from the start can make a meaningful difference in your claim.

Auto accident attorney reviewing a car crash claim with an injured client

What Pennsylvania Drivers Need to Know After a Car Crash


Pennsylvania law shapes your rights in important ways after a collision. A few key rules can help you protect your claim from day one.


Statute of Limitations. Pennsylvania gives injured victims two years from the date of the accident to file a personal injury lawsuit. Missing this deadline typically means losing your right to recover compensation.


Limited Tort vs. Full Tort. When you purchased your auto insurance, you chose between limited tort and full tort coverage. Full tort allows you to seek compensation for pain and suffering without restriction. Limited tort limits that right unless your injuries meet a legal threshold, such as serious impairment of a bodily function or permanent disfigurement.


Personal Injury Protection (PIP). Pennsylvania is a choice no-fault state. Your own PIP coverage may pay initial medical bills regardless of fault, but it does not replace your right to pursue a claim against an at-fault driver.


Comparative Negligence. If you share some fault for the accident, your recovery may be reduced by your percentage of fault. If you are found 51 percent or more at fault, you may be barred from recovering damages entirely.


What Damages Can You Recover After a Berks County Auto Accident?


A successful claim may allow you to recover compensation for medical expenses, lost wages and reduced earning capacity, pain and suffering, property damage, and future medical costs if your injuries require long-term care. Every case is different, and an auto accident attorney can evaluate which categories of compensation apply to your situation.


How Koch & Koch Handles Auto Accident Claims


Koch & Koch takes a thorough, client-focused approach to every personal injury case.

  1.    Free Consultation. The attorneys evaluate your potential claim at no cost to you.
  2.    Case Investigation. The team gathers police reports, medical records, and evidence from accident scenes on roads like Route 222 or the West Shore Bypass.
  3.    Insurance Negotiation. The firm communicates with adjusters on your behalf to pursue a fair settlement and protect you from lowball offers.
  4.    Demand and Resolution. A formal demand is prepared based on the full scope of your losses.
  5.    Litigation if Needed. If a fair settlement cannot be reached, Koch & Koch can take your case to the Berks County Court of Common Pleas.

 

Why Reading Drivers Trust Koch & Koch


Koch & Koch has served Berks County for more than four decades. The firm's attorneys bring experience across civil litigation and personal injury matters and are members of both the Berks County and Pennsylvania Bar Associations. The firm provides at-home and hospital visits for clients who cannot travel, and contingency-style fee arrangements may be available, meaning you can focus on recovery rather than upfront legal costs. Contact the firm directly to discuss fee options.

Frequently Asked Questions

  • How Long Do I Have to File a Car Accident Claim in Pennsylvania?

    Pennsylvania allows two years from the date of the accident to file a personal injury lawsuit. Contacting an auto accident attorney as soon as possible after a crash is strongly advised.

  • Does My Tort Election Affect My Auto Accident Case?

    Yes. Full tort gives you unrestricted access to pain and suffering damages, while limited tort adds legal hurdles unless your injuries meet Pennsylvania's serious injury threshold. Review your policy with an attorney early.

  • What If I Was Partly at Fault for the Accident?

    You may still recover damages if your share of fault does not exceed 50 percent under Pennsylvania's comparative negligence rules. Your total recovery would be reduced by your percentage of fault.

Contact Koch & Koch for a Free Consultation


If you or someone you love has been hurt in a crash on Berks County roads, do not wait to get legal guidance. Koch & Koch has provided trusted representation throughout the Reading, PA, area for more than 40 years. Call (610) 378-9002 or visit the personal injury page to learn more.